The appellant, Barry James Gallant, appealed a motion judge's finding that the respondent, Miranda Bailey's, obligations as a guarantor on a mortgage loan ended on June 28, 2014, and that she was not bound by subsequent mortgage extensions made without her notice.
The Court of Appeal upheld the motion judge's decision, finding no palpable and overriding error.
The motion judge had reasonably interpreted the mortgage documents, including standard terms, the mortgage agreement, and the mortgage schedule, to conclude that the guarantee's duration was limited to the 12-month period set out in the mortgage agreement, thereby modifying the standard terms.