Following a jury award for general damages and future chiropractic care, the court addressed several post-trial issues.
These included the applicable statutory deductible, the rate of prejudgment interest, whether future chiropractic care costs should be deducted from the plaintiff's accident benefits settlement, a request for a remedial penalty against the defendant insurer for its conduct during mediation, and the final costs award.
The court determined that the $30,000 deductible applied (as the jury award predated the statutory amendment), prejudgment interest was 5% per annum (as it is a substantive matter not to be applied retrospectively), and future chiropractic care was not deductible from accident benefits.
The court declined to impose a remedial penalty, finding the insurer's mediation participation meaningful despite its aggressive stance.
Ultimately, the plaintiff was awarded costs of $106,906.90.