The applicant, a taxi driver, was injured in two motor vehicle accidents in March and April 1996.
The insurer paid income replacement benefits until May 1997, when it terminated them on the basis that the applicant could return to work.
The applicant sought ongoing benefits until his actual return to work in May 1998, as well as interest on a previously agreed-upon shortfall in the weekly benefit rate.
The arbitrator found that the applicant's ongoing soft tissue pain and post-traumatic vertigo prevented him from performing the essential tasks of a taxi driver, which included long shifts and heavy lifting, until May 1998.
The arbitrator rejected the insurer's argument that the applicant's disability was caused by extraneous conditions such as a prior head injury or varicose veins.
The arbitrator also held that the insurer was liable for interest on the shortfall of benefits from the date the completed application was received, not from the date the applicant provided updated income information.