The plaintiff, whose claim for statutory accident benefits was denied by the defendant insurer, proceeded through mediation and arbitration.
After the arbitrator issued a decision, the plaintiff commenced a civil action for punitive and general damages, alleging bad faith, negligence, and breaches of the Human Rights Code in the handling of his claim.
The defendant moved for summary judgment to dismiss the action.
The court granted the motion, holding that the plaintiff's claims were "in respect of" entitlement to statutory accident benefits and thus subject to the mandatory dispute resolution scheme of the Insurance Act.
The court found the action barred because the plaintiff had elected arbitration to its conclusion, and the two-year limitation period had expired, with neither the discoverability principle nor the doctrine of special circumstances applying.
Furthermore, the Human Rights Code allegations were struck as disclosing no reasonable cause of action for events predating the relevant statutory amendment.