Cashbloom Canada, ULC sought summary judgment against Ridgeway Design Centre Inc. and Jennifer Millar Giudice for an outstanding debt from a series of loan agreements.
The court dismissed unpleaded defences raised by the defendants regarding misleading agreements, contravention of the Unconscionable Transactions Relief Act, and criminal interest rates due to lack of pleading and evidence.
However, a genuine issue for trial was found regarding Mrs. Giudice's defence of innocent or negligent misrepresentation concerning her personal guarantee, as an email from Cashbloom suggested no impact on personal credit.
Summary judgment was granted against Ridgeway Design Centre Inc. for $119,200.44 plus interest and costs, but refused against Mrs. Giudice, with that part of the action proceeding to trial.
The action against Carmelo Giudice was dismissed on consent.