Kyle Christopher Armagon

The plaintiffs moved for summary judgment against the defendant insurance company seeking payment of a remnant judgment balance of $353,520.92 under a Mortgage Brokers Errors and Omissions Liability Policy.

The plaintiffs had obtained a default judgment against a mortgage broker and related parties for misappropriating trust funds.

The court determined that while the policy contained a fraud endorsement, it was limited to coverage for failure to advance or secure mortgage funds.

Since the liability arose from failure to repay trust funds held in trust rather than from failure to advance mortgage funds, the fraud endorsement did not apply.

The general policy exclusions for intentional, dishonest, and fraudulent acts therefore removed all coverage, and the action was dismissed.

Horn Ventures International Inc. appealed the dismissal of its application to compel Xylem to sell it property, arguing that a binding agreement for sale was triggered by waiving a condition in an Offer to Lease.

The key issue was whether the "Obligation to Purchase" provision could be triggered before environmental remediation of the property was completed.

The Court of Appeal upheld the application judge's interpretation that the obligation to purchase arose only after Xylem advised that remediation was complete, and Horn Ventures could only waive the environmental consultant's certificate, not the completion of remediation itself.

The appeal was dismissed, as no reversible error was found in the application judge's contractual interpretation.

The appellant, Xylem Canada Company, appealed an application judge's order declaring that an obligation to purchase, set out in a 1996 lease, remained in effect through subsequent lease renewals.

The Court of Appeal dismissed the appeal, finding no palpable and overriding error in the application judge's interpretation of the contractual documents.

The court reiterated that contractual interpretation involves issues of mixed fact and law, entitling the application judge's decision to deference.

The appellants' counsel failed to appear for the appeal hearing, and an associate later advised the court that counsel had no instructions to proceed due to an inability to communicate with the appellants.

The respondent requested the appeal be dismissed with fixed costs.

The Court of Appeal for Ontario dismissed the appeal with costs of $6,000, inclusive of disbursements and HST, as requested by the respondent.

The appellant appealed a trial judgment dismissing her claim for survivor pension benefits following the death of Michael Shestowsky, a former employee of the respondent.

The appellant claimed entitlement to survivor benefits as a "spouse" under the Pension Benefits Act, which requires living together in a conjugal relationship for at least three years before retirement.

The trial judge found the appellant was not an eligible spouse based on objective, contemporaneous evidence including a cohabitation agreement stating the parties intended to commence cohabiting, pension election forms confirming no eligible spouse, and tax returns.

The Court of Appeal upheld the dismissal, finding the trial judge properly applied the law and his factual findings were amply supported by evidence.

Two plaintiffs brought motions for summary judgment in related actions alleging breach of oral contracts for the provision of equipment and personnel for municipal snow removal services.

The plaintiffs asserted that the agreements were fixed‑term contracts for five years that were prematurely terminated, while the defendants argued the arrangements were terminable at will.

The court found the evidentiary record contained significant conflicts regarding the formation and terms of the alleged oral agreements, the circumstances of termination, and issues of damages and mitigation.

Questions of credibility and potential personal liability of corporate principals also required factual assessment.

The court held that these genuine issues for trial made the actions unsuitable for summary judgment.

Appeal from a Small Claims Court judgment dismissing a claim for damages arising from a power of sale transaction.

The appellant, a second mortgagee, alleged that the first mortgagee conducted an improvident sale by transferring the property for $175,000 without listing it on the open market.

The trial judge accepted the appraisal evidence supporting the sale price and rejected market valuation opinions from real estate agents and an appraisal where the author did not testify.

The court held that the trial judge made no palpable and overriding error in finding the appraised value represented the market value and that the mortgagee acted in good faith.

The appellant failed to provide cogent evidence that a higher price would have been obtained but for any alleged breach.

The plaintiffs sought damages following a violent assault that occurred outside a bar where the primary plaintiff was attacked by three individuals and sustained significant physical and psychological injuries.

Evidence established ongoing medical complications including concussion symptoms, psychological trauma, and employment loss.

Family members advanced claims under s. 61 of the Family Law Act for loss of care, guidance, and companionship arising from the injuries.

Following an assessment hearing on damages, the court awarded general and punitive damages to the injured plaintiff and derivative damages to family members.

Costs were also awarded on a partial indemnity basis.