The applicant, an autistic child, sought statutory accident benefits following a motor vehicle accident involving his father.
The respondent insurer rescinded benefits, arguing the applicant was not an 'insured person' under the policy held by the applicant's grandmother.
The Licence Appeal Tribunal held a preliminary issue hearing to determine the applicant's status.
The Tribunal found that the applicant failed to prove he suffered psychological or mental injuries as a result of his father's accident, noting his behavioural issues pre-dated the accident.
Furthermore, the Tribunal found the applicant was not principally dependent on his grandmother for financial support or care.
Consequently, the applicant was not an 'insured person' under the Schedule, and the application was dismissed.