The plaintiff bank brought a motion for summary judgment against a corporate borrower and an individual guarantor for outstanding loan amounts.
The corporate borrower did not respond, and summary judgment was granted against it.
The individual guarantor opposed the motion regarding a $200,000 guarantee, raising defences of non est factum and fraud, alleging the bank's representative misrepresented the extent of the guarantees required.
The court found a genuine issue requiring trial regarding the enforceability of the $200,000 guarantee.
The court also declined to grant partial summary judgment on two other undisputed guarantees, finding the issues cannot be readily bifurcated and would not advance the action as a whole.