The defendant brought a motion for summary judgment seeking dismissal of a motor vehicle accident claim on the basis that it was statute-barred under the Limitations Act, 2002.
The central issue was when the claim became discoverable under s. 5 of the Act, given the statutory threshold requirement for serious and permanent impairment under s. 267.5(5) of the Insurance Act.
The court held that discoverability required a sufficient body of medical evidence demonstrating that the plaintiff’s injuries met the statutory threshold.
Because the first medical opinion diagnosing serious and permanent impairment arose in June 2010, the claim issued in May 2012 was within the limitation period.
The motion for summary judgment was dismissed and partial summary judgment was granted to the plaintiff dismissing the limitation defence.