The plaintiff commenced a proposed class action in Ontario against Money Mart and its American parent company, Dollar Financial, alleging they charged criminal interest rates on pay-day loans.
Dollar Financial appealed a motion judge's decision dismissing its motion to set aside service ex juris and stay the action for lack of jurisdiction.
The Court of Appeal dismissed the appeal, finding a good arguable case against Dollar Financial based on alter ego, conspiracy, and unjust enrichment theories.
Applying the Muscutt factors, the Court held there was a real and substantial connection between Dollar Financial and Ontario, giving the Ontario court jurisdiction.