The applicant was involved in a motor vehicle accident and sought statutory accident benefits from the respondent insurer.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG).
The applicant applied to the Licence Appeal Tribunal, arguing his physical injuries fell outside the MIG and that he sustained an accident-related psychological impairment.
The Tribunal found that the medical evidence supported physical injuries consistent with the MIG, such as cervical strain and whiplash-associated disorder.
Furthermore, the Tribunal concluded the applicant did not sustain an accident-related psychological impairment, noting a lack of contemporaneous medical evidence corroborating his reported symptoms.
As the applicant remained within the MIG and the limit was nearly exhausted, the disputed treatment plans were denied.
The application was dismissed.