This endorsement details a reference hearing conducted by an Associate Justice following a motion for judicial sale of the defendant's property.
The plaintiff, Royal Bank of Canada, had obtained a default judgment against the defendant for unpaid loan and credit card amounts.
The Associate Justice was tasked with inquiring into and determining specific issues as a prerequisite to a judicial sale order, including the defendant's interest in the property, binding judgments and writs of execution, priorities among creditors, reasons against sale, and distribution of proceeds.
The defendant did not appear despite proper service.
The Associate Justice made findings on all stipulated issues, confirming the defendant's joint tenancy with his spouse, the priority of a registered charge, and the pro rata distribution among execution creditors under the Creditors Relief Act.
The Associate Justice clarified that their role was to report findings to the directing judge (Justice Vella), as they did not have the jurisdiction to order the judicial sale itself.