Andrew Franzke

The applicant was injured in a motor vehicle accident and sought statutory accident benefits from the respondent insurer.

The insurer denied a treatment plan for a psychological assessment and weekly non-earner benefits, taking the position that the applicant's injuries fell within the Minor Injury Guideline (MIG).

The applicant applied to the Licence Appeal Tribunal, arguing her injuries fell outside the MIG due to psychological impairments and chronic pain.

The Tribunal found that the applicant failed to prove on a balance of probabilities that she suffered from a psychological impairment or chronic pain arising from the accident.

The Tribunal also found the applicant was not entitled to the psychological assessment or non-earner benefits, as she failed to prove a complete inability to carry on a normal life.

The application was dismissed.

Aviva Canada Inc. sought judicial review of a FSCO Director's Delegate's order that partially rescinded an arbitration award and remitted the respondent's entitlement to non-earner benefits to a de novo hearing before a different arbitrator.

The Divisional Court dismissed Aviva's preliminary motion to admit fresh evidence, finding no exceptional circumstances.

On the merits, the Court held that the Director's Delegate reasonably concluded the Arbitrator erred in law by failing to explicitly address whether the requested insurer examination was reasonable and necessary, and by failing to address the claim for non-earner benefits prior to the scheduled examination.

The Court also found no error in remitting the matter to a new arbitrator.

The application for judicial review was dismissed.