Belair Insurance Company appealed an arbitrator's decision that found it 100% at fault for indemnifying State Farm Mutual Automobile Insurance Company for statutory accident benefits under a loss transfer dispute.
The Superior Court of Justice reviewed the arbitrator's interpretation of the Fault Determination Rules, specifically rules 12(5) and 13(2), under a reasonableness standard.
The arbitrator had concluded that Rule 13(2) did not apply to incidents involving vehicles travelling in opposite directions in adjacent lanes at an uncontrolled intersection, as such scenarios were covered by Rule 12(5).
The court upheld the arbitrator's interpretation, finding it reasonable and consistent with the legislative scheme's purpose of providing an expedient method for fault determination among insurers.
The appeal was dismissed.