This case involves a three-way insurance company priority dispute concerning accident benefits for a minor, Alyssia Lafontaine-Greenwood, who was 17 at the time of her single-vehicle accident.
The dispute, initially decided by an Arbitrator, centered on whether Gore Mutual (father's insurer), Dominion (mother's insurer), or Certas (driver's insurer) had primary responsibility.
The Arbitrator found Alyssia equally dependent on both parents, making Gore and Dominion jointly responsible.
Gore and Dominion appealed this decision.
The court upheld the Arbitrator's finding, applying the "palpable and overriding error" standard of review for mixed fact and law, and affirmed that non-obligatory contributions from a third party (grandmother) should not be factored into the dependency equation.