I. Caley Ross

The appellant sought to set aside a settlement agreement for statutory accident benefits reached in 2016, arguing he lacked the capacity to enter into the contract.

The Licence Appeal Tribunal dismissed the application, finding the appellant failed to rebut the statutory presumption of capacity.

On appeal and judicial review, the Divisional Court upheld the Tribunal's decision, finding no errors of law in the capacity analysis and concluding the decision was reasonable.

The court also rejected arguments that the Tribunal breached procedural fairness by excluding a retrospective expert capacity report.

The defendant brought a motion for summary judgment to dismiss the claims against him arising from a three-way motor vehicle accident.

The defendant brought the motion before submitting to discovery and relied solely on a lawyer's double-hearsay affidavit rather than providing his own direct evidence.

The court dismissed the motion, finding that the record was insufficiently developed to permit a fair and just determination of the issues on the merits, and drew an adverse inference from the defendant's failure to provide his own evidence.

Two appeals were heard together regarding whether the equitable doctrine of laches can defeat a first party insurer's loss-transfer claim under s. 275 of the Insurance Act.

In both cases, the first party insurers delayed several years before requesting indemnification from the second party insurers.

The Court of Appeal held that the defence of laches cannot be invoked against a statutory loss-transfer claim, as it is a claim for legal relief subject to the Limitations Act, 2002, which no longer contains a laches-saving provision.

Furthermore, even if laches were available, the second party insurers failed to demonstrate acquiescence or actual prejudice.

Lombard's appeal was dismissed and TD's appeal was allowed.

An insurer appealed an arbitrator’s refusal to dismiss a statutory loss transfer application brought approximately 11 years after a motor vehicle accident.

The court held that the application was not barred by the two‑year limitation period under s. 5(1)(b) of the Limitations Act, 2002 because the limitation period runs from the day after a first‑party insurer requests indemnity from the second‑party insurer.

However, the court found that the equitable doctrine of laches can apply to delayed statutory loss transfer claims where the scheme possesses an equitable character.

The court further held that acquiescence constitutes a stand‑alone branch of laches and does not require proof of prejudice.

The first‑party insurer’s lengthy and unexplained delay, combined with knowledge of its claim, amounted to acquiescence and barred the loss transfer claim.