The plaintiff, Concentra Financial Services Association, and the defendant, Kenneth Rawling, brought cross-motions for summary judgment regarding a mortgage in default.
The defendant counterclaimed for a refund of all mortgage payments, alleging the mortgage was fraudulently procured.
The court found that the defendant was a paid participant in the fraudulent scheme and could not claim the mortgage was invalid.
The defence of non est factum was rejected as the defendant knew he was signing a mortgage and failed to read the documents.
The court also determined that the fraudulent misrepresentations by the solicitor, who acted for both parties, did not bind the plaintiff, as the solicitor's actions were in the interest of the fraudsters and the defendant, not the plaintiff.
Summary judgment was granted in favour of the plaintiff, and the defendant's counterclaim was dismissed.