The defendant moved for summary judgment to dismiss the plaintiff's personal injury action, arguing it was time-barred under the Limitations Act.
The plaintiff sustained soft-tissue injuries in a motor vehicle accident and commenced the action more than two years later.
The court applied the discoverability principle for permanent injury claims under s. 267.5(5) of the Insurance Act, emphasizing that the limitation period does not begin until there is a sufficient body of evidence to reasonably persuade a judge that the injury constitutes a serious permanent impairment.
The court found that the plaintiff did not know her injuries were permanent at the time of the accident and that her lawyer only formed the opinion of permanent impairment after receiving a specific medical report.
The defendant's motion was dismissed, and costs were awarded to the plaintiff.