Applicant removed from Minor Injury Guideline for chronic pain; unreasonable IE non-attendance no bar.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied several treatment plans and argued the applicant's injuries fell within the Minor Injury Guideline (MIG).
The respondent also argued the applicant was barred from proceeding due to her failure to attend a second psychological insurer's examination.
The Tribunal found the requested examination was not reasonable and necessary, as the respondent had already conducted one and failed to justify the need for an in-person re-assessment based on updated medical records.
On the merits, the Tribunal removed the applicant from the MIG, finding she suffered from accident-related chronic lower back pain with functional impairments, supported by her treating chronic pain clinic's records.
The Tribunal granted entitlement to psychological and chronic pain assessments, as well as physiotherapy, but denied a neurological assessment.
OLATOntario Licence Appeal TribunalApr 30, 2025