The applicant sought income replacement benefits (IRBs) following a motor vehicle accident.
The central issue was whether the applicant, a personal support worker who had recently registered a business at the behest of a staffing agency, was 'employed' or 'self-employed' under the Statutory Accident Benefits Schedule.
The Tribunal found that the applicant suffered a substantial inability to perform the essential tasks of her employment for a closed period.
However, applying the Schedule's definitions, the Tribunal determined she was solely self-employed at the time of the accident.
Because her business reported no income in the prior fiscal year, and she could not rely on her previous employment income, the quantum of her IRBs was calculated as nil.
The application was dismissed.