Maggy Murray

The applicant's spouse was involved in a minor rear-end motor vehicle accident.

The following day, he committed suicide by overdosing on sleeping pills.

The applicant sought death benefits under the Statutory Accident Benefits Schedule, arguing the suicide was a direct result of the accident.

The arbitrator found no causal nexus between the use or operation of the vehicle and the suicide, concluding the death was not directly caused by the accident.

The claim for death benefits was dismissed.

The Applicant was injured in a motor vehicle accident and applied for statutory accident benefits.

The Insurer terminated income replacement benefits and requested the Applicant attend three insurer's examinations.

The Applicant failed to attend, and the Insurer raised a preliminary issue that she was prohibited from proceeding to arbitration under s. 55(2) of the Schedule.

The Arbitrator found that the Insurer's notice of examination failed to comply with the strict requirements of s. 44(5) of the Schedule, as it lacked medical reasons, examiner professions, and correct dates.

Consequently, the Applicant was not prohibited from proceeding to arbitration.

The applicant sought statutory accident benefits following a motor vehicle accident.

The applicant failed to attend the arbitration hearing.

The arbitrator proceeded in the applicant's absence pursuant to Rule 37.7 of the Dispute Resolution Practice Code.

As the applicant presented no evidence, she failed to meet her burden of proof.

The arbitrator dismissed all of the applicant's claims for benefits and interest, and ordered the applicant to pay the insurer's arbitration expenses fixed at $3,500.

The applicant sought statutory accident benefits following a motor vehicle accident.

The applicant failed to attend the arbitration hearing.

The arbitrator proceeded in her absence pursuant to Rule 37.7 of the Dispute Resolution Practice Code.

As the applicant presented no evidence, she failed to meet her burden of proof, and her claims were dismissed.

The applicant was ordered to pay the insurer's expenses fixed at $3,000.

The applicant sought death benefits following the death of her spouse in a motor vehicle accident.

At the hearing, the insurer objected to the applicant testifying because her counsel failed to provide a witness list in advance, contrary to a pre-hearing agreement and Rule 41 of the Dispute Resolution Practice Code.

The arbitrator ruled that the applicant could testify, noting that the insurer was prepared for cross-examination, claimed no prejudice, and procedural fairness required allowing the applicant to present her case fully.

The Applicant applied for statutory accident benefits following a motor vehicle accident.

The Insurer denied claims for a non-earner benefit and medical benefits.

The Applicant failed to attend the arbitration hearing.

As the Applicant bore the burden of proof and presented no evidence, her claims were dismissed.

The Insurer was awarded its expenses of the arbitration fixed at $2,846.93 due to the Applicant's conduct prolonging the proceeding.

The applicant was injured in a motor vehicle accident and sought statutory accident benefits, including income replacement, medical, attendant care, and housekeeping benefits.

The insurer terminated these benefits based on insurer's examinations concluding the applicant did not suffer a substantial inability to perform her tasks and that further treatment was not reasonable or necessary.

The arbitrator dismissed all of the applicant's claims, finding her evidence highly unreliable and lacking credibility due to numerous inconsistencies, failure to produce medical records, and failure to disclose pre-accident medical history.

The arbitrator also accepted evidence from a doctor called by the insurer who testified that his name and signature were used on treatment plans without his knowledge or authorization.

The Applicant applied for statutory accident benefits following a motor vehicle accident.

The Insurer refused to pay various benefits, leading to an arbitration application.

The Applicant failed to attend the arbitration hearing and presented no evidence.

As the burden of proof lies with the Applicant, her claims for benefits, interest, and expenses were dismissed.

The Applicant was ordered to pay the Insurer's expenses fixed at $1,000 due to her conduct prolonging the proceeding.

The applicant applied for statutory accident benefits following a motor vehicle accident.

The insurer refused to pay various benefits, and the applicant applied for arbitration.

The applicant failed to attend the arbitration hearing and presented no evidence to support her claims.

The arbitrator dismissed the applicant's claims for benefits, interest, and expenses due to her failure to meet the burden of proof.

The applicant was ordered to pay the insurer's expenses of the arbitration, fixed at $1,000.00.

The applicant sought statutory accident benefits following a motor vehicle accident, including income replacement, attendant care, and housekeeping benefits.

The applicant failed to attend the arbitration hearing and presented no evidence to support her claims.

The arbitrator proceeded in her absence pursuant to Rule 37.7 of the Dispute Resolution Practice Code.

The applicant's claims were dismissed for failing to meet the burden of proof.

The applicant was ordered to pay the insurer's arbitration expenses fixed at $1,000 due to her conduct prolonging the proceeding.

The applicant applied for arbitration after the insurer denied her claims for income replacement, attendant care, and housekeeping benefits following a motor vehicle accident.

The applicant failed to attend the arbitration hearing and presented no evidence to support her claims.

The arbitrator proceeded in her absence, dismissed all of her claims for failing to meet the burden of proof, and ordered her to pay $1,000 in expenses to the insurer due to her conduct prolonging the proceeding.

The applicant was injured in a motor vehicle accident and applied for statutory accident benefits, including non-earner benefits.

The insurer denied the non-earner benefits on October 28, 2011, after receiving insurer's examination reports.

The applicant applied for mediation for non-earner benefits on August 12, 2014, more than two years after the denial.

The arbitrator held that the applicant was precluded from proceeding to arbitration for non-earner benefits because she failed to commence a mediation proceeding within the two-year limitation period set out in the Insurance Act and the Statutory Accident Benefits Schedule.

The arbitrator rejected the applicant's arguments that the limitation period did not begin to run until she submitted a disability certificate or that the denial was premature and therefore void.

The applicant sought statutory accident benefits following a motor vehicle accident, including medical benefits and assessment costs.

The applicant failed to attend the arbitration hearing, and the arbitrator proceeded in his absence pursuant to section 7(1) of the Statutory Powers Procedure Act.

As the applicant presented no evidence, he failed to meet his burden of proof.

All claims for benefits were dismissed, and the applicant was ordered to pay $1,000 in expenses to the insurer.

The Applicant applied for statutory accident benefits following a motor vehicle accident, but the Insurer denied various medical and rehabilitation benefits and cost of examination expenses.

The Applicant failed to attend the arbitration hearing and presented no evidence to support her claims.

The arbitrator dismissed the Applicant's claims for failing to meet the burden of proof.

The Insurer was awarded $1,500 in expenses due to the Applicant's conduct prolonging the proceeding.

The applicant was injured in a motor vehicle accident and applied for statutory accident benefits.

The insurer denied various benefits, and the applicant applied for arbitration.

The applicant failed to attend the pre-hearing and the arbitration hearing.

The arbitrator proceeded in the applicant's absence.

The applicant failed to meet the burden of proof to establish entitlement to benefits.

The claims were dismissed, and the applicant was ordered to pay the insurer's expenses of the arbitration fixed at $1,500.

The applicant applied for statutory accident benefits following a motor vehicle accident.

The matter proceeded to an arbitration hearing, but the applicant failed to attend on two scheduled dates despite receiving notice.

The arbitrator proceeded in the applicant's absence pursuant to Rule 37.7 of the Dispute Resolution Practice Code.

As the applicant presented no evidence, she failed to meet her burden of proof, and her claims were dismissed.

The arbitrator ordered the applicant to pay $2,000 in expenses to the insurer due to her conduct prolonging the proceeding.

The applicant applied for statutory accident benefits following an alleged motor vehicle accident.

The insurer denied the benefits and sought repayment of previously paid benefits.

The applicant failed to attend the arbitration hearing.

Consequently, the arbitrator proceeded in his absence under the Statutory Powers Procedure Act and the Dispute Resolution Practice Code.

The applicant's claim was dismissed for failing to meet the burden of proof, and the insurer withdrew its claim for repayment.

The applicant was ordered to pay $1,000 in expenses to the insurer.

The applicant applied for statutory accident benefits following a motor vehicle accident.

The applicant failed to attend the arbitration hearing.

The arbitrator proceeded in her absence pursuant to Rule 37.7 of the Dispute Resolution Practice Code.

As the applicant presented no evidence, she failed to meet her burden of proof, and her claims were dismissed.

The applicant was ordered to pay the insurer's expenses fixed at $1,500.

The applicant sought various statutory accident benefits following a motor vehicle accident.

The applicant failed to attend the arbitration hearing and presented no evidence to support his claims.

The arbitrator proceeded in the applicant's absence pursuant to Rule 37.7 of the Dispute Resolution Practice Code.

The applicant's claims were dismissed for failing to meet the burden of proof.

The insurer was awarded $1,500 in expenses due to the applicant's conduct prolonging the proceeding.

The applicant applied for statutory accident benefits following an alleged motor vehicle accident.

The insurer denied the benefits, and the applicant applied for arbitration.

A preliminary issue hearing was scheduled to determine if the applicant was involved in an 'accident'.

The applicant failed to attend the hearing.

The arbitrator proceeded in his absence under the Statutory Powers Procedure Act and the Dispute Resolution Practice Code.

As the applicant presented no evidence, he failed to meet his burden of proof, and his claim was dismissed.

The insurer was awarded $2,500 in expenses.