The appellant was injured when the public transit bus she was riding stopped abruptly, throwing her forward.
She sought statutory accident benefits, which were denied by the Licence Appeal Tribunal under s. 268(1.1) of the Insurance Act because the bus did not collide with another vehicle or object.
On appeal, the appellant argued she constituted 'any other object' under the statute.
The Divisional Court dismissed the appeal, holding that the plain wording and context of the provision require the object to be outside the vehicle, and a bus does not collide with a person inside it.
