The applicant was injured in two motor vehicle accidents and sought statutory accident benefits for medical and rehabilitation expenses, including chiropractic care, YMCA fees, psychological treatment, travel expenses, and medications.
The insurer denied these claims.
The arbitrator found that the chiropractic care, YMCA fees, travel expenses to out-of-town clinics, and medications were reasonable and payable.
The claim for psychological treatment was denied due to lack of corroborating evidence.
The arbitrator also awarded a $1,000 special award under section 282(10) of the Insurance Act, finding the insurer unreasonably withheld payment for benefits that should have been paid pending dispute resolution under section 6(7) of the Schedule.