The applicant was injured in a motor vehicle accident and sought statutory accident benefits, specifically $1,700 for an occupational therapy assessment.
The insurer denied the benefit based on insurer examination reports suggesting no residual physical impairment and no functional limitations from psychological issues.
The Licence Appeal Tribunal found the assessment reasonable and necessary to address the applicant's functional limitations arising from her accident-related psychological impairment, noting her ongoing struggles with focus, concentration, and work duties.
However, the Tribunal dismissed the applicant's claim for a special award under s. 10 of Regulation 664, finding that the insurer's reliance on its medical assessors was not excessive, imprudent, or stubborn.
The applicant was awarded the cost of the assessment plus interest.