The appellant sought to rescind a 2002 settlement for Statutory Accident Benefits, arguing the insurer's disclosure notice failed to strictly comply with regulatory requirements.
The Licence Appeal Tribunal dismissed her request, finding the notice adequate.
On appeal, the Divisional Court found the Tribunal erred in placing the burden of proof on the insured and applying a 'some compliance' standard instead of the bright-line test from Smith.
However, applying the correct test, the Court concluded the defects in the notice were merely technical and did not deprive the appellant of important information.
The appeal was dismissed.