The applicant was injured in a motor vehicle accident and sought statutory accident benefits.
The respondent insurer denied the claims, arguing the injuries fell within the Minor Injury Guideline (MIG) and its $3,500 funding limit.
The applicant argued she suffered from chronic pain and psychological injuries warranting removal from the MIG.
The Tribunal found insufficient evidence of chronic pain or psychological impairment, noting the lack of diagnosis in the family physician's records and the unpersuasive nature of the psychological pre-screen report.
The Tribunal concluded the applicant's injuries were minor and subject to the MIG.
As the applicant had exhausted the $3,500 limit, the disputed treatment and assessment plans were denied, and no interest was payable.