The applicant was involved in a motor vehicle accident and sought statutory accident benefits, which were denied by the respondent insurer on the basis that the injuries fell within the Minor Injury Guideline (MIG).
The applicant applied to the Licence Appeal Tribunal, arguing that chronic pain, psychological impairments, and extensive dental injuries warranted removal from the MIG.
The Tribunal found that the applicant failed to establish on a balance of probabilities that the accident was a necessary cause of his dental impairments or his left ankle impairment.
While the accident was a necessary cause of his right ankle, foot, and other soft tissue injuries, the applicant did not provide sufficient medical evidence of chronic pain or psychological impairment to warrant removal from the MIG.
The application for the disputed treatment plans and interest was dismissed.