Application for accident benefits dismissed; applicant failed to prove injuries warranted removal from Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident, arguing her injuries warranted removal from the Minor Injury Guideline (MIG) due to psychological impairments and chronic pain.
The Tribunal found the applicant failed to meet her burden of proof, noting a lack of corroborating clinical records from treating physicians to support the psychological diagnosis.
Relying on the respondent's insurer examinations, the Tribunal concluded the applicant's injuries were predominantly minor.
As the MIG limits were exhausted, the disputed treatment plans and claim for interest were dismissed.
OLATOntario Licence Appeal TribunalJul 31, 2025