On a threshold motion under s. 267.5 of the Insurance Act, the court held that the plaintiff established permanent serious impairment of an important physical, mental or psychological function arising from a rear-end motor vehicle collision.
The evidence supported a finding that a whiplash injury led to permanent debilitating chronic pain requiring regular injections and strong medication, notwithstanding pre-existing pain, anxiety, and depression.
The court also held that the medical report complied in substance with s. 4.3(4) of Regulation 461/96 even though it did not recite the regulation's exact wording.
The plaintiff was therefore entitled to recover non-pecuniary damages subject to the statutory deductible and the jury verdict.