Rose Caveliere — Broker and Chair

The Registered Insurance Brokers of Ontario v. Owanubi, 2026 ONRIBODC 8

Insurance broker suspended for one month and reprimanded for submitting false health claims to employer's benefits plan.

The Licensee, a registered insurance broker, pled guilty to professional misconduct for submitting 39 false health claims totaling $4,799.47 under her employer's group benefits plan.

The Discipline Committee accepted an Agreed Statement of Facts and a Joint Submission on Penalty.

The Committee found the Licensee guilty of failing to act with integrity and ordered a reprimand, a one-month suspension, and the completion of three hours of ethics education, noting her early admission of guilt and arrangement to repay the insurer as mitigating factors.

RIBOApr 23, 2026

Discipline Committee Independent Legal Counsel

Heather VaughanIndependent Legal Counsel
1 appearance

for RIBO

Alex SmithCounsel
1 appearance

Licensee

Titilayo “Lucia” OwanubiSelf-represented
1 appearance

1

Decisions

1

Years active

1

Tribunals

2026–2026

Active range

RIBO1(100%)

Decision types

trial

1