The appellant, Knizat Farm Inc., appealed a decision by Agricorp regarding a crop insurance claim for its 2010 grape crop.
Agricorp had paid 58% of the maximum 85% insured value, attributing the remaining loss to uninsured perils such as Black Rot and Powdery Mildew.
The appellant argued the damage was primarily due to insured perils, specifically frost.
The Tribunal found inconsistencies in Agricorp's assessment of the disease damage and insufficient consideration of the frost damage across the different microclimates of the rented vineyards.
The Tribunal ordered the payout to be adjusted from 58% to 70% of the maximum insured value.