The appellant submitted a $950,000 insurance claim following a theft at her residence, which included $50,000 for stolen artwork.
To substantiate the artwork's value, she provided the insurer with false invoices and maintained their validity under oath until compelled to disclose purchaser names.
The motions judge granted summary judgment dismissing her claim due to fraud and misrepresentation.
On appeal, the appellant argued the misrepresentations were not material as they only sought to justify legitimate value.
The Court of Appeal dismissed the appeal, holding that the appellant breached her duty of utmost good faith, rendering any evidence of her claimed loss untrustworthy.