During a jury trial arising from a motor vehicle accident, the defendants brought a threshold motion under s. 267.5 of the Insurance Act to determine whether the plaintiff had sustained a permanent serious impairment of an important physical, mental, or psychological function.
The court assessed extensive medical evidence concerning shoulder injuries, surgeries, and alleged chronic pain.
While the court accepted that the accident aggravated a pre-existing shoulder condition requiring surgical treatment, it found the plaintiff’s evidence of ongoing limitations unreliable and inconsistent with medical opinions and surveillance evidence.
The court concluded that the plaintiff had not established, on a balance of probabilities, that any impairment was permanent, serious, or sufficiently impactful on important functions.
The statutory threshold was therefore not met and the claim for non‑pecuniary damages was barred.