The plaintiffs, an exotic car rental company, sued the renter and an unauthorized driver after a rented Aston Martin was destroyed in a collision.
The unauthorized driver's insurer moved for summary judgment to dismiss the action against the driver, relying on the no-fault property damage regime under s. 263 of the Insurance Act.
The plaintiffs also moved for summary judgment against the renter for breach of contract.
The court granted the insurer's motion, dismissing the action against the driver because s. 263(5)(a) strictly bars property damage claims against anyone other than the insured's own insurer.
The court dismissed the plaintiffs' summary judgment motion against the renter, finding that s. 263(5)(a.1) requires a finding of fault or negligence, which involved genuine issues of material fact requiring a trial.