The applicant sought statutory accident benefits following an alleged motor vehicle collision.
The respondent insurer denied the claim, arguing the accident was staged and did not meet the definition of an 'accident' under section 3(1) of the Statutory Accident Benefits Schedule.
Relying on expert accident reconstruction evidence which concluded the vehicles' damage and resting positions defied the laws of physics for the reported collision, the adjudicator found the applicant failed to prove the accident occurred as claimed.
The application was dismissed.