Mark C. Mandelker

The court dismissed the plaintiff’s motion to amend her Statement of Claim to add Lawyers’ Professional Indemnity Company (“LawPro”) as a party, and granted the defendants’ cross-motion to strike the Statement of Claim in its entirety without leave to amend.

The court found the action to be a collateral attack on previous trial and appeal decisions, an abuse of process, and barred by the doctrine of absolute privilege.

The plaintiff’s claims, which included allegations of conspiracy, perjury, and the introduction of falsified documents, were found to be frivolous, vexatious, and disclosing no reasonable cause of action.

The plaintiff, Jeff Mailloux, brought a motion under s. 29 of the Class Proceedings Act, 1992, for leave to discontinue a proposed class action against Nissan Canada Inc. with prejudice and without costs.

Nissan consented to the motion.

The class action concerned a products liability claim for pure economic losses related to defective Takata airbag inflators.

The motion for discontinuance was brought due to significant changes in the legal landscape regarding compensation for pure economic loss from negligent supply of faulty goods, which greatly diminished the prospects of a substantial economic recovery for the class members.

The court granted the motion, finding that the action was commenced for a proper purpose, putative class members were not prejudiced, and the proposed notice of discontinuance was satisfactory.

SIR Corp. appealed the dismissal of its application for insurance coverage for business losses and food spoilage incurred during the COVID-19 pandemic due to government-imposed in-person dining restrictions.

The appellant sought coverage under "Civil or Military Authority" and "Ingress/Egress" clauses of its "all-risk" property insurance policy with Aviva.

The Court of Appeal dismissed the appeal, finding that the policy required direct physical loss or damage for coverage, which the government orders did not cause.

It also held that "catastrophe" in the policy was limited to events similar to "conflagration" (large-scale physical destruction) and did not include the pandemic.

The court also denied leave to appeal the costs award, upholding the application judge's decision.

This appeal concerns the interpretation of primary and excess directors' liability insurance policies, specifically regarding the availability and premium calculation of an Optional Extension Period (OEP) coverage.

The appellant, Assicurazioni Generali S.p.A. (excess insurer), argued that its Excess Policy did not include an OEP option or, alternatively, that the premium should be US$1.5 million.

The respondent, Cronos Group Inc. (insured), contended the OEP was incorporated via a "follow form" clause and the premium should be twice the basic premium of the Excess Policy, consistent with the primary policy's ratio.

The Court of Appeal dismissed the appeal, affirming the application judge's finding that the Excess Policy included the OEP option and that its premium was twice the basic premium, based on a holistic interpretation of the policies and commercial reasonableness.

The applicant, Cronos Group Inc., sought a declaration that it had a contractual right to exercise an Optional Extension Period (OEP) under its Excess Directors’ and Officers’ Liability Policy issued by the respondent, Assicurazioni Generali S.P.A., and that it successfully exercised this right.

The respondent denied coverage, arguing the OEP was not incorporated into the Excess Policy and the premium paid was insufficient.

The court found that the OEP was incorporated into the Excess Policy by reference to the Primary Policy, as it was not explicitly excluded.

The court also determined that the applicant's calculation and payment of the OEP premium, based on twice the original policy premium, was commercially reasonable and consistent with prior representations.

The application was granted, declaring the OEP right enforceable and the premium calculation valid.