The applicant sought entitlement to an income replacement benefit and several treatment and assessment plans following a motor vehicle accident.
The respondent denied the income replacement benefit, arguing that the applicant's inability to work was due to congestive heart failure, a stroke, and cardiac arrhythmia that were not caused by the accident.
The adjudicator applied the 'but for' test and found that the applicant failed to establish a causal link between the accident and his subsequent cardiac and neurological conditions.
Consequently, the claim for an income replacement benefit was dismissed.
However, the adjudicator found that the applicant was entitled to medical benefits for chiropractic and psychological services, as well as the cost of an attendant care assessment, because these were reasonable and necessary to treat accident-related impairments.
A treatment plan for other goods and services was denied.