Plaintiff lacks standing to seek pre‑trial determination of insurance coverage.
The plaintiff brought a pre‑trial motion under Rule 21 seeking a determination of whether an insurer must respond to his claim arising from a motor vehicle collision involving the defendants.
The plaintiff argued that resolving the insurance coverage issue early would facilitate mediation and settlement discussions.
The court held that the plaintiff lacked standing to seek declaratory relief regarding coverage because no cause of action existed against the insurer prior to obtaining judgment against the insured defendants under s. 258 of the Insurance Act.
The court also found the issues raised involved mixed questions of fact and law and were not raised by the pleadings.
The motion was therefore dismissed.
SCJSuperior Court of JusticeJul 22, 2015