The applicant was injured in a motor vehicle accident and sought a medical benefit of $1,067.50 for physiotherapy.
The respondent denied the claim, asserting the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Licence Appeal Tribunal found that the applicant's soft-tissue injuries were predominantly minor and that she failed to provide compelling medical evidence of a pre-existing condition, psychological impairment, or chronic pain to justify removal from the MIG.
As the MIG limits had been exhausted, the disputed treatment plan was deemed not reasonable and necessary.
The application was dismissed.