The plaintiff was injured in a motor vehicle accident while a passenger in an uninsured vehicle.
She sought uninsured motorist coverage under the policy of the other driver, who was insured by the respondent.
The motion judge dismissed the action against the respondent, finding the plaintiff was not a 'person insured under the contract' under s. 265 of the Insurance Act.
The Court of Appeal allowed the appeal, applying its previous decision in Taggart.
The Court held that the broader definition of 'insured' in s. 224 informs s. 265, meaning that because the plaintiff was entitled to statutory accident benefits under the respondent's policy, she was also entitled to uninsured motorist coverage.
The Court declined to overrule Taggart, finding it was not decided per incuriam.