The plaintiff was injured in a motor vehicle accident while driving with an expired driver's licence.
The insurer terminated his Income Replacement Benefits and Loss of Earning Capacity Benefits.
The plaintiff sued, relying on relief from forfeiture under s. 129 of the Insurance Act.
The motion judge dismissed the insurer's summary judgment motion.
On appeal, the Divisional Court set aside the motion judge's decision, holding that relief from forfeiture under s. 129 of the Insurance Act or s. 98 of the Courts of Justice Act is not available where an overriding statutory provision precludes coverage.
The action for those benefits was dismissed.