The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent insurer denied treatment plans for chiropractic care and a physiatry assessment on the basis that the applicant's injuries fell within the Minor Injury Guideline (MIG).
The Tribunal found that the applicant sustained predominantly soft tissue injuries and failed to establish any underlying neurological disorder that would warrant removal from the MIG.
As the injuries were minor, the applicant was limited to the $3,500 funding cap, and the Tribunal did not need to assess the reasonableness or necessity of the disputed treatment plans.