The applicant was injured in a motor vehicle accident and applied for statutory accident benefits.
She initially elected to receive a non-earner benefit (NEB) but later sought to re-elect an income replacement benefit (IRB).
The Licence Appeal Tribunal held a preliminary hearing to determine if she could re-elect.
The Tribunal found that under section 35(3) of the Statutory Accident Benefits Schedule, an election of benefits is final unless the insured has sustained catastrophic injuries, which the applicant had not.
The Tribunal rejected the applicant's arguments that her election was invalid or that promissory estoppel applied due to alleged erroneous advice from an adjuster.
The respondent's request for costs was denied as the applicant's conduct was not unreasonable, frivolous, vexatious, or in bad faith.