Application for accident benefits dismissed; applicant failed to prove injuries warranted removal from the Minor Injury Guideline.
The applicant sought statutory accident benefits following a motor vehicle accident, claiming her injuries warranted treatment outside the Minor Injury Guideline (MIG) due to chronic pain, psychological issues, and exacerbation of a pre-existing condition.
The insurer denied the disputed treatment plans, arguing the injuries were predominantly minor.
The Tribunal found the applicant failed to meet her burden of proving her injuries fell outside the MIG, preferring the insurer's medical examination reports over the applicant's unsupported treatment plans.
As the $3,500 MIG limit had been exhausted, the application for the disputed treatment plans and interest was dismissed.
OLATOntario Licence Appeal TribunalApr 17, 2023