Statutory accident benefits denied due to lack of credibility and failure to prove accident caused disability.
The applicant sought statutory accident benefits, including weekly income benefits and housekeeping expenses, following a 1991 motor vehicle accident.
The insurer terminated benefits in 1994.
The arbitrator found the applicant lacked credibility due to contradictory statements made to the Workers' Compensation Board, the insurer, and her doctors regarding the cause of her disability.
The arbitrator concluded that the applicant failed to establish she was disabled as a result of chronic pain caused by the accident, and that her cognitive impairment was more likely due to prescription drug dependency than a traumatic brain injury.
The claims for benefits were dismissed, but the applicant was awarded 75% of her reasonable legal fees and all disbursements.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesMar 7, 1997