The applicants, parents of a 23-year-old who died in a motorcycle accident, applied for death benefits under the Statutory Accident Benefits Schedule.
The insurer denied the claim on the basis that the parents were not "dependants" of the deceased at the time of the accident.
The arbitrator found that the parents failed to establish that they were principally dependent for financial support on the deceased, as their income from social assistance and workers' compensation exceeded the financial contributions made by the deceased.
The claim for death benefits was dismissed.
The insurer's request for an award for a frivolous arbitration was denied, and the applicants were awarded their arbitration expenses.