The appellant appealed summary judgment dismissing her action for ongoing statutory accident benefits as statute-barred.
The central issue was whether the insurer's termination notice complied with s. 71 of the Statutory Accident Benefits Schedule, which required written notice of the procedure for resolving disputes under the Insurance Act.
The majority held that the provision required the insurer to inform the insured of the next procedural step, namely mediation, and did not require notice of the two-year limitation period for commencing arbitration or an action.
Because the insurer's notice was found compliant, the limitation defence under s. 281(5) was available and the appeal was dismissed.
A dissent would have required fuller notice, including the limitation period, and would have allowed the appeal.