Application for accident benefits dismissed as injuries fell within the Minor Injury Guideline limit.
The applicant sought statutory accident benefits following a motor vehicle accident.
The respondent denied the benefits, arguing the applicant's injuries fell within the Minor Injury Guideline (MIG) and the funding limit was exhausted.
The applicant argued she should be removed from the MIG due to chronic pain, relying on an orthopaedic report.
The Tribunal found the applicant's injuries were predominantly minor sprains and strains, giving little weight to the applicant's expert report as it was based on subjective questionnaires over the phone.
Preferring the respondent's physiatry report based on an objective physical examination, the Tribunal concluded the applicant did not demonstrate chronic pain warranting removal from the MIG.
As the MIG limit was exhausted, the application for further treatment plans and interest was dismissed.
Vageeswaran v. The Dominion of Canada General Insurance Company, 2024 CanLII 15889