Death benefit under the Schedule is payable only to the single parent upon whom the child was principally dependent.
The applicant father sought a $20,000 death benefit from his separated wife's automobile insurer following the death of their son in a motor vehicle accident.
The child lived with his mother and was principally dependent on her for financial support.
The arbitrator held that under section 11(2)(d) of the Statutory Accident Benefits Schedule, the death benefit is payable only to the single person upon whom the deceased was actually dependent, not to both parents.
The applicant's claim for a death benefit and a special award for unreasonably withheld payments were dismissed, though he was awarded his expenses for advancing an arguable position on a novel legal point.
OFSCDRSOntario Financial Services Commission - Dispute Resolution ServicesSep 10, 1996