The applicant was injured when she fell on a TTC bus.
She applied for statutory accident benefits, including income replacement benefits and various medical and rehabilitation expenses.
The insurer terminated income replacement benefits based on a multidisciplinary DAC assessment.
The arbitrator found the applicant to be a poor historian prone to exaggeration and deceit, and preferred the evidence of the IME and DAC assessors over her treating physiatrist.
The claim for ongoing income replacement benefits was dismissed as the applicant failed to prove she was substantially unable to perform her duties as a housekeeper and nanny.
Claims for psychological treatment, massage therapy, a lumbosacral support, and some taxi fares were allowed, while the remaining claims were dismissed.